LIC HFL Exam Highlights

‘LIC HFL’ stands for ‘Life Insurance Corporation of India Housing Finance Limited’. LIC HFL holds a recruitment drive to recruit Assistants, Associates & Assistant Managers in its various branches across India. Candidates who are serious about the exam must have a clear knowledge of the LIC HFL Exam Pattern and selection procedure. In this segment, we will discuss about all aspects of this exam.

Exam Notification

LIC Housing Finance Ltd. (HFL) released LIC HFL Recruitment Notification invites online applications from eligible candidates who must be Indian Citizens for selection and appointment as Assistant, Assistant Manager and Associates in the jurisdiction of the various Divisional Offices under LIC HFL.Notification of LIC Assistant exam contains all the relevant information regarding exam, eligibility criteria, age limit, nationality etc.

Exam Pattern

The exam pattern of all three posts i.e. Assistants, Associates and Assistant Managers – has two stages. These are:

  1. Online Examination
  2. Interview

Online Examination

The Online Exam for the posts of Assistants, Associates, and Assistant Mangers will have four sections. These are tabulated below along with the number of questions, maximum marks and time duration for each section:

Sections Number of Questions / Maximum Marks Time Duration
English Language
50 / 50
35 Minutes
Logical Reasoning
50 / 50
35 Minutes
Numerical Ability
50 / 50
35 Minutes
General Awareness
50 / 50
15 Minutes



12o Minutes

  • Different sections are separately timed and you will have to complete each of the sections within the allotted time.
  • It is to be noted that there is negative marking for incorrect answers. That is, 0.25 marks will be deducted for every wrong answer.
  • Although the LIC HFL Exam Pattern for the selection of all the three posts is same, the exam will be separate for the three posts. Questions will be available only in the English language.


Depending upon the number of vacancies, only candidates securing sufficient marks in order of merit in an Online examination will only be eligible for the interview session.The final merit list for each post will be prepared on the basis of combined marks of Online Examination and Interview strictly according to the merit ranking, subject to minimum qualifying marks in the Interview.

Medical Examination

Candidates selected for each Assistant, Associate and Assistant Manager post will have to undergo a medical examination.Only the candidates found medically fit by the medical examiner authorised by LIC HFL will be selected for the respective posts.

LIC HFL Qualification

The eligibility criteria vary for each post which is as follows:

Eligibility Criteria Assistant Associate Assistant Manager




21-28 Years
21-28 Years
21-28 Years

Educational Qualification 

Graduate (minimum aggregate 55% marks)
Graduate (minimum aggregate 60% marks) and CA-Inter
Graduate (minimum aggregate 60% marks) and Two years full-time MBA/ Two years full-time MMS/ Two years full-time PGDBA/ PGDBM/PGPM/PGDM in any discipline from a recognized university/ institute/ board (minimum aggregate 60% marks).Course completed through correspondence/part-time are not eligible.

Computer Skills



Sections Cut-Off Marks
English Language
Logical Reasoning
Numerical Ability/ Quantitative Aptitude
General Awareness



LIC HFL Previous Year (2018) Cut Off

Section Cut-Off Marks
English Language
Logical Reasoning
Numerical Ability/ Quantitative Aptitude
General Awareness



LIC HFL Exam Syllabus

  • English Language

The English Language section contains questions related to English grammar, vocabulary and comprehension. The important topics for LIC HFL English Language section are as under:

LIC HFL Syllabus For the English Language
Parts of Speech (Noun, Pronoun, Verb, Adverb, Adjective, Preposition, Conjunction)
Phrases and Idioms
Articles – A, An and The
Singular and Plural
Subject-Verb Agreement
Active and Passive Voice
Direct and Indirect Speech
Antonyms and Synonyms
Fill in the Gaps
Spotting Errors
Cloze Test
Para Jumbles
Comprehension Reading
  • Numerical Ability

The Numerical Ability section contains questions on basic high school Mathematics. The important topics for these sections are as under:

LIC HFL Syllabus For Numerical Ability
Quadratic Equation
Number Series
Permutation and Combination
Ratio and Proportion
Profit and Loss
Simple and Compound Interest
Pipes and Cisterns
Problems on Age
Mixtures and Allegations
Time and Work
Time, Speed and Distance
Line Graph
Pie Chart
Bar Graph
Surds and Indices
  • Logical Reasoning

This section contains questions to test your logical reasoning and analytical skills. The important topics for LIC HFL Logical Reasoning section are as under:

LIC HFL Syllabus For Logical Reasoning
Number and Alphabet Series
Seating Arrangement (Linear and Circular)
Distance and Directions
Blood Relations
Assertion and Reasoning
Statements and Conclusion
Statements and Assumptions
Statements and Arguments
Coding and Decoding
  • General Awareness

This section contains questions on General Knowledge and current affairs. The important topics for this section are as under:

LIC HFL Syllabus For General Awareness
Indian Polity
Indian History
Indian Geography
Indian Constitution
Indian Economy
Books and Authors
Countries and their Capitals/Currencies
Events of National and International Importance
Science and Technology
Banking and Financial Institutions

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